Protect What Matters Most
Secure your family's future with affordable life insurance plans tailored to your needs. Get peace of mind knowing your loved ones are protected.
Protect What Matters Most
Secure your family's future with affordable life insurance plans tailored to your needs. Get peace of mind knowing your loved ones are protected.
Why Choose Us
Life Insurance Made Simple
We make protecting your family easy, affordable, and stress-free.
Comprehensive Coverage
From term life to whole life, we offer plans that fit every stage of your life.
Affordable Premiums
Competitive rates that won't break the bank. Plans starting as low as $15/month.
Quick Approval
Get approved in as little as 24 hours with our streamlined application process.
Expert Advisors
Licensed professionals ready to guide you through every step of the process. We never charge for any of our services.
Family First Approach
We treat every client like family, ensuring personalized coverage for your unique needs.
Trusted Provider
State-approved and backed by top-rated insurance carriers nationwide.
About Us
Meet Dana Else - Owner EAI Educators
Since 2016, I have specialized in life insurance and retirement solutions, helping thousands of clients confidently navigate the next phase of life’s journey from birth, retirement, and death. At Else Agency Insurance Educators (EAI), we educate agents how to help clients make educated decisions.
Our passion is creating personalized insurance and retirement roadmaps that provide security, stability, and peace of mind. Through strategic planning, we help clients build retirement strategies designed to protect their income, preserve their lifestyle, and safeguard the families they’ve worked so hard to provide for.
I believe retirement should be lived with confidence — not uncertainty. My mission is to ensure every client feels 100% secure in their financial future while creating lasting protection for the people who matter most.
Our Insurance Plans
Find the Right Coverage
Choose a plan that fits your budget and protects your family's future.
Term Life
Affordable protection for a set period
Coverage from $100K to $2M
10, 20, or 30 year terms
Level premium guaranteed
Convertible to permanent insurance
No medical exam options available
Whole Life
Lifetime coverage with cash value growth
Guaranteed lifetime coverage
Cash value accumulation
Fixed premiums that never increase
Dividend eligible policies
Estate planning benefits
Universal Life
Flexible coverage that adapts to your needs
Adjustable premiums & coverage
Cash value growth potential
Tax-deferred earnings
Flexible payment options
Coverage up to $5M
Retirement Solutions
Are you 100% sure you’re going to have a great retirement?
Protect Your Income, Preserve Your Lifestyle, and Safeguard Your Family
Debt Action Plan
Income decreases in retirement most of the time creating an Income Gap. Learn how to eliminate debts that require a larger paycheck by assessing where inefficient spending and savings are occurring.
ie- What does retirement look like if you could payoff the mortgage and credit cards with the same money you’re already spending- years earlier!
Create Generational Wealth
Create a stream of tax-free income that you can never outlive. A policy that can pass on to your heirs but is accessible while you live for the things that matter.
Annuities
Your working years were all about accumulation. The hardest period of time preparing for leaving a job is the 5 years before and the first 5 years after retirement. Have a plan working with our decumulation experts to ensure you have a plan for income and to protect
Ready to Protect Your Family?
Get a free, no-obligation quote today. Our licensed agents are standing by to help you find the perfect plan.
FAQ
Frequently Asked Question
Choose a plan that fits your budget and protects your family's future.
What types of life insurance do you offer?
We offer Term Life, Whole Life, and Universal Life insurance policies. Each is designed to fit different needs — whether you want affordable temporary coverage or lifelong protection with cash value growth.
How much life insurance coverage do I need?
A common guideline is 10–15 times your annual income, but the right amount depends on your debts, dependents, future expenses like college tuition, and your family's lifestyle. We offer a free consultation to help you determine the ideal coverage.
Can I get life insurance if I have pre-existing health conditions?
Yes. While some conditions may affect your premium, we work with multiple carriers to find options that fit your situation — including guaranteed-issue policies that require no medical exam.
How long does the application process take?
Most applications can be completed in under 15 minutes. Depending on the policy type, you could receive approval within 24–48 hours. Some no-exam policies offer same-day coverage.
How much are your fees?
We believe in protecting you and your family. You never pay for our services. We are paid by insurance carriers and custodians to be your trusted resource.
Can I change my policy after purchasing?
Yes. Many policies allow you to adjust coverage amounts, add riders, or convert term policies to permanent ones. Our team is always available to help you make changes as your life evolves.